// About FlashPaym

We built the payment layer we wished existed.

FlashPaym is registered in Islamabad, Pakistan. We started FlashPaym after spending years running payments operations for e-commerce and marketplace businesses across Pakistan, and getting tired of the same problem every time: JazzCash, Easypaisa and bank transfers each come with their own portal, their own settlement file, and their own reconciliation headache.

So we built a single routing layer that sits in front of all three. One integration for merchants, one settlement view, one reconciliation file, while customers still pay however they already prefer to pay.

FlashPaym is not itself a licensed payment institution. We operate as a merchant service onboarded through licensed, State Bank of Pakistan–regulated payment aggregators, meaning every rupee that moves through FlashPaym travels through infrastructure that is already compliant and supervised. Our job is the routing and merchant experience layer on top, not holding a banking or EMI license ourselves.

Merchant-first

We build for the person reconciling a settlement file at 11pm, not for a pitch deck.

Compliant by design

We route exclusively through licensed, regulated payment partners, never around them.

Built in Pakistan

For JazzCash, Easypaisa, Raast and IBFT, the rails our merchants' customers actually use.

Plain about limits

We tell merchants exactly what FlashPaym is and isn't, especially where regulation is involved.

The team

Muhammad Mehboob Ur Rehman

Founder & CEO. Leads product, merchant partnerships and regulatory relationships.

Muhammad Saqib

Builds and maintains the routing engine, dashboard and merchant API.

Ahsan

Handles onboarding, KYB, and day-to-day merchant questions over WhatsApp and email.